Welcome to our website

Welcome!
Our mission is to provide financial product, services, and education enabling members to achieve personal and financial goals, and improve their quality of life. 
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Finding the right mortgage starts here

At South Metro Federal Credit Union, we provide solutions for your dreams. We offer a variety of Mortgage loans with competitive rates to make your dreams reality.

Best of all, we’ve got friendly staff in-office and lots of resources online to make whole process easy by anyone’s definition.

Benefits of a Mortgage from SMFCU

Apply online or get personal assistance
Apply for a mortgage online or contact 952-445-0888

Close on your mortgage faster than ever
We can get your mortgage approved in minutes, rather than days or weeks!

Free pre-approvals
We offer free pre-approvals, so you can shop for your home knowing that you can afford the mortgage.

Variety of loan programs available. Need help choosing the right one?
We offer a variety of loan options to choose from including fixed rate mortgages and adjustable rate mortgages. We offer easy to understand explanations of each program on the site and a Mortgage Originator is always just a call or e-mail away!
Apply Now
"Habits are like financial capital — forming one today is an investment that will automatically give out returns for years to come."
- Shawn Achor
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